The real #waronwomen: higher costs under #Obamacare

October 19, 2014
"Obamacare has arrived"

“Obamacare has arrived”

From investigative reporter Sharyl Attkisson, a personal story:

Not even the medicos can afford insurance under our new glorious regime:

The husband had lost his job, so it became easier for them to just pay the penalty-tax-whatever than wreck their finances trying to afford “affordable insurance.”

Check the archives under “Obamacare,” and you’ll find many examples of people being harmed by this anti-constitutional monstrosity of a law.

Which only Democrats voted to pass, I’ll remind you.


Another Brutally Disturbing Example of Government-Run Healthcare from the United Kingdom

September 6, 2014

Phineas Fahrquar:

Want to see the future of health care under Obamacare? Just look to the motherland…

Originally posted on International Liberty:

It’s time to add to our collection of horror stories from the U.K.’s government-run healthcare system (previous examples can be found here,herehereherehereherehereherehere, here, here, here, here, here, here, and here).

What makes today’s story different, though, is that the bureaucracy not only is denying care to a small child, but also seeking to prevent the family from seeking treatment elsewhere.

Check out these excerpts from a blood-chilling story in USA Today.

The parents of a child suffering from a severe brain tumor signaled Monday they would defy efforts to force them to return to Britain, days after their family fled.

So why did they feel the need to escape a presumably civilized nation?

It seems government-run healthcare isn’t exactly on the cutting edge when it…

View original 413 more words


More Los Angeles restaurants add #Obamacare surcharge

September 4, 2014
"Obamacare has arrived"

“Obamacare has arrived”

First it was Republique, announcing they were charging customers an additional 3% to cover the added costs imposed by Obamacare and being ripped for it by outraged liberals. Now the owners of Lucques and other trendy restaurants have decided to add a healthcare surcharge, too.

Economics — it’s the law:

The cost of offering these benefits is significant and the reality is that restaurants, particularly smaller restaurants like the ones many of us own, have a very high ratio of staff members to revenue and run on very slim profit margins. Successfully run restaurants generally make between 5-10% net profits so a health care benefit which eats away 3% of gross sales will take away anywhere from 30% to 50% of annual profits for a restaurant. We’ve discussed simply raising menu prices, but ultimately food prices are tied in many ways to the ingredients we purchase. Those ingredient costs have increased astronomically recently so we’re already struggling with working creatively to keep menu prices down and don’t feel it’s right to try to factor health care costs into menu prices as well. We’d rather keep our menu costs as an accurate refection of our ingredient prices so that customers know that if we have to raise them it’s because we can’t avoid passing on our increased costs.

Like I’ve said before, labor is a cost. If you increase the cost of labor –in this case, by commanding employers to provide  expensive health insurance coverage– something has to give. Either the restaurant takes a huge hit in their profit margin, calling into question the reason for being in business in the first place, or they cut hours and jobs, or they raise prices. There is no way to avoid that choice. These restaurant owners have chosen the third option: raise prices, and they have chosen to be bluntly honest with their customers about it.

Good for them, and I hope all businesses follow the trend. Why shouldn’t customers know why their meal or other commodity or service has become more expensive? Isn’t transparency good? Or is it gauche to remind the largely progressive clientele of places like Melisse that their legislated largesse to the proletariat actually has a cost?

The ACA is an anti-constitutional monstrosity of a law. It needs to be repealed; it’s inflationary effect is just one reason why.

More under Elections have consequences.

via Truth Revolt


Some Praise for a Minor Part of Obamacare

August 17, 2014

Phineas Fahrquar:

Hmmm…. Dan has a point, here.

Originally posted on International Liberty:

I like to think that very few people despise Obamacare more than me.

I don’t like Obamacare because it’s a fiscal boondoggle.

I don’t like Obamacare because it’s bad healthcare policy.

I don’t like Obamacare because it generated an embarrassingly bad decision by the Supreme Court.

I don’t like Obamacare because it is driving people out of the labor force and into government dependency.

I don’t like Obamacare because it has increased corruption in Washington.

And I don’t like Obamacare because it further enriches and empowers Washington’s political class.

But I also like being honest and that means I’m willing to acknowledge that there’s one small part of Obamacare that will have a positive impact.

More specifically, the so-called Cadillac tax on expensive employer-provided health plans will slightly reduce the distortion in the tax code that encourages over-insurance and exacerbates the healthcare system’s pervasive third-party…

View original 659 more words


Something for #Obamacare apologists to worry about

August 11, 2014

satire Train Wreck

Supporters of the ACA were blaring the trumpets when it was announced last April that the system had reached 8 millions enrollments, one million more than the the figure former HHS Secretary Sebelius said was the minimum needed for Obamacare to be viable. That’s great news for fans of state-run healthcare systems, right?

Maybe, except for the fact that those numbers seem to be crumbling:

The nation’s third-largest health insurer [Aetna] had 720,000 people sign up for exchange coverage as of May 20, a spokesman confirmed to IBD. At the end of June, it had fewer than 600,000 paying customers. Aetna expects that to fall to “just over 500,000″ by the end of the year.

That would leave Aetna’s paid enrollment down as much as 30% from that May sign-up tally.

“I think we will see some attrition … We’re already seeing it. And we expect that to continue through the end of the year,” CEO Mark Bertolini said in a July 29 conference call.

It’s not clear how representative Aetna’s experience is of broader exchange trends, or whether its projection may be too conservative. (If it were representative, a similar 30% decline would drop ObamaCare enrollment to 6 million or less.)

Still, as one of ObamaCare’s largest players, participating in exchanges in 16 states plus D.C., Aetna’s experience provides a pretty good window into what is happening across the country, and there are other indications that enrollment has turned down.

Emphasis added.

One of the questions many of us have had about Obamacare enrollments has been “how many have really paid,” since you don’t get services until you make that first payment, and it’s not clear from article whether those initial 720,000 were all paying customers. IBD correctly points out that there are a number of reasons why paying customers might drop out of an exchange plan, other than simply being dropped for non-payment (1). For example, purchasers of exchange-plans may have since found work that provides employer-based coverage, or they may have suffered a decline in income and thus qualified for Medicaid. (That’s a plus?) But they may also have dropped out because the premiums, with or without subsidy, are still too much to bear, especially with higher deductibles and reduced provider networks. Some may have decided to do without insurance altogether, just paying the fine and buying coverage when a serious ailment strikes, since insurance companies can no longer turn one down.

Regardless of the reason or reasons, this is not a good trend, particularly if those leaving the exchanges are mainly those who mostly pay into the system, leaving behind those who mostly take from it. And when you factor in the coming premium increases, that rate of decline may accelerate. It will be interesting to see figures from other companies over the course of the summer.

As ST likes to say, stay tuned…

Footnote:
(1) I also wonder how many of these are duplicates or otherwise-defective applications weeded out in the effort to clean up Obamacare’s troublesome 834 problem.

 


#Obamacare: the more Americans know it, the more they hate it

August 5, 2014
"Obamacare has arrived"

“Obamacare has arrived”

That’s the unavoidable conclusion of a survey by the Kaiser Family Foundation, which, if I recall correctly, has been friendly towards the ACA. Byron York reports:

According to new polling by the Kaiser Family Foundation, which has closely tracked Obamacare for years, 37 percent of those surveyed have a favorable view of the Affordable Care Act, while 53 percent have an unfavorable view. That’s an eight-percentage-point jump in unfavorability over last month, and a two-point drop in favorability over the same time.

Why the shift? It’s not because millions of Americans have suddenly become conservative Republicans. Kaiser found that disapproval of Obamacare has risen across the board. Among Democrats, for example, the law’s unfavorable rating jumped six points in July, while its favorable rating fell four points. A similar thing happened among independents and — it hardly seemed possible — among Republicans who already hated the law.

Obamacare’s unfavorables also rose among all income groups — people who make less than $40,000 a year, those who make between $40,000 and $90,000 a year, and those who make more than $90,000. The same among all age groups. And the same for race and ethnicity: Disapproval rose among whites, blacks, and Hispanics.

Rather than a shift among some identifiable group, Obamacare’s rising unpopularity seems to be a product of the simple fact that, several months into its implementation, more and more people are having personal experience with the law.

Remember how Democrats swore people would love the law, once they got some experience with it? Critics suspected that was wishful thinking, and we seem to have been right.

Read the rest of York’s article for the details, but this is really the result of two things: 1) monumental progressive arrogance in seizing control of a health insurance system that a majority of the nation was satisfied with, substituting their judgement for that of their constituents and face-slapping the constitutional order in the process; and 2) doing a crappy job of writing the actual legislation, causing all sorts of problems for people across the nation. After the disruption of doctor-patient relationships, shrunken provider networks, increased deductibles, and massive cancellations of policies people were happy with –and the savaging of large group plans is still to come!–  after all that, is it any wonder more and more people hate this thing, the more they get to know it?

Obamacare has been pushed into the background somewhat, as other crises du jour have taken it’s place on the front pages. But it’s still there, and it is still going to annoy the heck out of people, especially as the rate increases hit this summer and group policies start getting cancelled. And you can bet that surveys like this one fill Democrats with dread as we approach November.

As they should.

(Crossposted at Sister Toldjah)


Awesome: persons from ebola-outbreak countries among illegal border crossers

August 4, 2014
Ebola virus

Ebola virus

I’m telling ya, this is how Act One of a bad science fiction movie would run. A report leaked to Breitbart Texas from the Customs and Border Patrol service (CBP) discusses how people from all over the globe are trying to exploit our porous southern border to get into the United States. People from more than 75 different countries have been apprehended. That’s frustrating enough. But what is truly scary is where some of them are coming from:

Among the significant revelations are that individuals from nations currently suffering from the world’s largest Ebola outbreak have been caught attempting to sneak across the porous U.S. border into the interior of the United States. At least 71 individuals from the three nations affected by the current Ebola outbreak have either turned themselves in or been caught attempting to illegally enter the U.S. by U.S. authorities between January 2014 and July 2014.

None of those people it seems were carrying ebola, for we’d surely know by now. But what if someone carrying the virus made it across the Rio Grande and successfully hid themselves in our inner cities, not knowing the danger he or she posed as a “Trojan horse?” By the time this person showed symptoms and was discovered, the virus might already have spread into the larger population. Even if safely contained, the news would spread like wildfire.

Can you say “mass public panic?”

Securing the border is looking better and better all the time.

via Rick Moran

(Crossposted at Sister Toldjah)


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