For Stephen Blackwood, that horrifying possibility is not hypothetical.
Mr. Blackwood’s mother was diagnosed with cancer at age 49 in 2005. She needs the drug Sandostatin to have a fighting chance at survival. Though her policy with BlueCross/Blue Shield was expensive, it met her needs for a very expensive treatment, paid for the drug, and let her see any physician she needed. She and her family were satisfied with it.
Then along came Obamacare, and Mr. Blackwood’s mother lost her insurance. I’ll let him take the story from here:
The repeated and prolonged phone waits were Sisyphean, the competence and customer service abysmal. When finally she found a plan that looked like it would cover her Sandostatin and other cancer treatments, she called the insurer, Humana, to confirm that it would do so. The enrollment agent said that after she met her deductible, all treatments and medications—including those for her cancer—would be covered at 100%. Because, however, the enrollment agents did not—unbelievable though this may seem—have access to the “coverage formularies” for the plans they were selling, they said the only way to find out in detail what was in the plan was to buy the plan. (Does that remind you of anyone?)
With no other options, she bought the plan and was approved on Nov. 22. Because by January the plan was still not showing up on her online Humana account, however, she repeatedly called to confirm that it was active. The agents told her not to worry, she was definitely covered.
Then on Feb. 12, just before going into (yet another) surgery, she was informed by Humana that it would not, in fact, cover her Sandostatin, or other cancer-related medications. The cost of the Sandostatin alone, since Jan. 1, was $14,000, and the company was refusing to pay.
The news was dumbfounding. This is a woman who had an affordable health plan that covered her condition. Our lawmakers weren’t happy with that because . . . they wanted plans that were affordable and covered her condition. So they gave her a new one. It doesn’t cover her condition and it’s completely unaffordable.
Under the Affordable Care Act, Mr. Blackwood’s mother, in order to receive the treatment she needs, has to somehow come up with $14,000 on her own. Her case is currently on appeal with Humana.
And the next time…?
Apologists for the law will of course blame Humana, and, to be sure, I do not excuse them. The incompetence is infuriating, bordering on the Kafkaesque.
Still, none of this would be happening without that anti-constitutional monstrosity of a law, which the Democratic Party shoved down the throat of a nation that did not want it, that was mostly satisfied with the insurance it had, and wanted them instead to deal with the economic crisis we were then facing.
But the progressives who knew so much better than we what we needed had other plans in mind, and so Stephen Blackwell’s mother now faces the very real, very frightening possibility that she will not be able to find insurance to cover the treatment she needs to stay alive, or that she might have to beggar herself and her family to get it.
Or do without.
Via Roger Kimball, whose final paragraph is worth quoting:
You won’t find chilly, insulated elites like Nancy Pelosi or Barack Obama admitting it, but the blood of Mrs. Blackwood and millions of other Americans harmed by their thoughtless legislation is on their heads. Obamacare is a totalitarian scheme masquerading as a humanitarian enterprise. Its human cost is incalculable, but already, just a few months in, we’re beginning to get a sense of the suffering it will cause. When your treatment for cancer is disallowed, when your daughter cannot get the medicine she needs, when your mother’s insurance is cancelled, will you still go gently into that good night of liberal sanctimony? Or will you finally realize that when Barack Obama promised to “fundamentally transform the United States of America,” this might not have been the beneficent program The New York Times and other such outlets led you to believe?
The Democrats deserve every bit of electoral hell coming their way, and so much more.
(Crossposted at Sister Toldjah)