#Obamacare: Democrats scared law they wrote might actually be enforced

February 16, 2015

satire train wreck

And well they should be. Obamacare was structured so that you paid a fine fee tax (1) if you didn’t have the required insurance. That fine was trivial for the first year, but scheduled to go up each year for the next two years: from $95 in 2014 to $325 this year to as much as $1,100 next year. That rule is now coming into effect, so…

Cue Democrat panic:

The three are Michigan’s Sander Levin, the ranking Democrat on the Ways and Means Committee, and Democratic Reps. Jim McDermott of Washington, and Lloyd Doggett of Texas. All worked to help steer Obama’s law through rancorous congressional debates from 2009-2010.

The lawmakers say they are concerned that many of their constituents will find out about the penalties after it’s already too late for them to sign up for coverage, since open enrollment ended Sunday.

That means they could wind up uninsured for another year, only to owe substantially higher fines in 2016. The fines are collected through the income tax system.

This year is the first time ordinary Americans will experience the complicated interactions between the health care law and taxes. Based on congressional analysis, tax preparation giant H&R Block says roughly 4 million uninsured people will pay penalties.

When they wrote this anti-constitutional monstrosity of a law, Reps. Levin, McDermott, and Doggett, along with all the other Democrats who voted for it (2), had fooled themselves into thinking that it would become so popular that the number of people subject to a fine would be de minimis.

Four million angry voters is not what they imagined, though it seems as if they have started to have nightmares about it, since they’re begging Obama to use his pen and phone (and the authority he does not have) to rewrite the law –again– so Democrats can avoid the consequences of their arrogance and stupidity.

Trouble is (for them), I’m not so sure President Obama cares all that much anymore what happens to Democratic congressman. He doesn’t have to worry about reelection, now does he?

And, oh yes, these voters will be angry, and Republicans will be sure to remind them just who visited this hurt on them.

Like elections, votes in Congress have consequences.

via Conservative Intelligence Briefing

Footnotes:
(1) Only John Roberts understands which.
(2) And not a single Republican, let us be clear. This mess isn’t our fault at all.


#Obamacare: the more Americans know it, the more they hate it

August 5, 2014
"Obamacare has arrived"

“Obamacare has arrived”

That’s the unavoidable conclusion of a survey by the Kaiser Family Foundation, which, if I recall correctly, has been friendly towards the ACA. Byron York reports:

According to new polling by the Kaiser Family Foundation, which has closely tracked Obamacare for years, 37 percent of those surveyed have a favorable view of the Affordable Care Act, while 53 percent have an unfavorable view. That’s an eight-percentage-point jump in unfavorability over last month, and a two-point drop in favorability over the same time.

Why the shift? It’s not because millions of Americans have suddenly become conservative Republicans. Kaiser found that disapproval of Obamacare has risen across the board. Among Democrats, for example, the law’s unfavorable rating jumped six points in July, while its favorable rating fell four points. A similar thing happened among independents and — it hardly seemed possible — among Republicans who already hated the law.

Obamacare’s unfavorables also rose among all income groups — people who make less than $40,000 a year, those who make between $40,000 and $90,000 a year, and those who make more than $90,000. The same among all age groups. And the same for race and ethnicity: Disapproval rose among whites, blacks, and Hispanics.

Rather than a shift among some identifiable group, Obamacare’s rising unpopularity seems to be a product of the simple fact that, several months into its implementation, more and more people are having personal experience with the law.

Remember how Democrats swore people would love the law, once they got some experience with it? Critics suspected that was wishful thinking, and we seem to have been right.

Read the rest of York’s article for the details, but this is really the result of two things: 1) monumental progressive arrogance in seizing control of a health insurance system that a majority of the nation was satisfied with, substituting their judgement for that of their constituents and face-slapping the constitutional order in the process; and 2) doing a crappy job of writing the actual legislation, causing all sorts of problems for people across the nation. After the disruption of doctor-patient relationships, shrunken provider networks, increased deductibles, and massive cancellations of policies people were happy with —and the savaging of large group plans is still to come!—  after all that, is it any wonder more and more people hate this thing, the more they get to know it?

Obamacare has been pushed into the background somewhat, as other crises du jour have taken it’s place on the front pages. But it’s still there, and it is still going to annoy the heck out of people, especially as the rate increases hit this summer and group policies start getting cancelled. And you can bet that surveys like this one fill Democrats with dread as we approach November.

As they should.

(Crossposted at Sister Toldjah)


Obamacare penalties to slam low-income Americans

June 9, 2014
"Obamacare has arrived"

“Obamacare has arrived”

Wait. I thought the whole point of this rolling fiasco was to make insurance  affordable for the least among us. But, according to the Congressional Budget Office, roughly one million Americans will pay the fine tax whatever the heck Roberts decided it was. Via The Washington Free Beacon:

“All told, CBO and [the Joint Committee on Taxation] JCT estimate that about four million people will pay a penalty because they are uninsured in 2016 (a figure that includes uninsured dependents who have the penalty paid on their behalf),” the report said. “An estimated $4 billion will be collected from those who are uninsured in 2016, and, on average, an estimated $5 billion will be collected per year over the 2017–2024 period.”

A chart accompanying the report revealed that 200,000 of those paying the penalty earn less than 100 percent of the poverty line. An additional 800,000 are considered low-income, earning between 100 and 199 percent of the poverty level.

The article then points out how Obama was originally against the individual mandate, because it would be unfair to the poor. During a 2008 debate with Hillary Clinton Lady Macbeth, he said:

“You can have a situation, which we are seeing right now in the state of Massachusetts, where people are being fined for not having purchased health care, but choose to accept the fine because they still can’t afford it even with the subsidies,” he said. “They are then worse off, they then have no health care and are paying a fine above and beyond that.”

Which is …erm… kind of what’s about to happen right now under your system, sir. Not to be picky, or anything.

Of course, this is one of those predictible outcomes, like Obamacare causing increased use of emergency rooms instead of decreased use, that critics on the right have been warning about for several years. When faced with two painful choices –buy insurance you can’t afford or pay a fine– the vast majority will choose the least painful option. This was how the system was designed.

It’s a pity the Democrats who wrote it and shoved it down the nation’s throat didn’t bother read and understand it before voting on it and causing so many poor people so much pain. A pity, but not my problem, because not a single Republican voted for this anti-constitutional monstrosity.

And we need to remind them of that in November.

(Crossposted at Sister Toldjah)


Opposition to #Obamacare is racist, and why Democrats love the race card

May 25, 2014

Liberal tolerance racist

Oh, brother. If we needed any more convincing that it was well-past time for Senator Jay Rockfeller (D-WV) to retire and never be heard from again, this clip of him not just playing the race card, but slamming it on the table and dancing around it should do the trick:

(h/t David Freddoso)

Apparently the senator’s “analysis” was aimed at Senator Ron Johnson (R-WI), who was at the hearing. Naturally, Johnson took offense:

“My opposition to health care has nothing to do with the race of President Obama,” Johnson said. “I objected to this because it’s an assault on our freedom. … I found it very offensive that you would basically imply that I’m a racist because I oppose this health care law.”

“You’re evidently satisfied with a lot of people not having health insurance,” Rockefeller responded.

“I am not. Quit making those assumptions. Quit saying I’m satisfied with that. I’m not. There’s another way of doing this,” Johnson said. “Please, don’t assume, don’t make implications of what I’m thinking and what I would really support. You have no idea.”

“I actually do,” Rockefeller said. “God help you.”

“No senator, God help you for implying I’m a racist,” Johnson replied.

Thankfully, Senator Rockefeller (D-RaceBaiter) will retire in January, hopefully to be replaced by Republican Shelley Moore Capito.

But the senator from West Virginia didn’t just slam his colleague from Wisconsin; he cavalierly insulted all of us who oppose the Affordable Care Act. While I can’t speak for others, let me recapitulate the reasons I oppose it:

Political Philosophy: By placing the State in charge of people’s healthcare, you fundamentally alter the relationship between citizen and State, turning free people into dependent wards of a Leviathan-like government and taking away their control over a crucial part of their own lives. To a conservative/classical liberal like me, this is a bad thing.

Constitutionalism: Congress has no authority —none!— to force a citizen to buy a private product under penalty of law. This is an abominable legislative usurpation and a trammeling of individual liberty. It tortures the Commerce Clause until it begs for mercy. It goes against the spirit and intent of our founding documents, and the Supreme Court, in the worst decision since Korematsu, was wrong to uphold the law.

Bad Law: I’ll be more charitable than Senator Rockefeller and stipulate that most voting for this law thought they were doing good and helping people. But that doesn’t justify defending a law that just isn’t working. It’s not even meeting its basic goals: healthcare premiums are still skyrocketing; millions have lost the insurance they liked; millions have lost access to the doctors they liked; and, even when you have insurance, you may not be able to find a physician who will take you. (Really. Watch that one.) When a law performs as poorly as this, is it any wonder people hate it? Are they all racists, Jay?

Somehow, looking over those reasons, I think it’s safe to say the President’s ancestry doesn’t matter to me and my opposition to his miserable law. In fact, I can quite honestly say I couldn’t give a rat’s rear end about President Obama’s race.

But I don’t expect you to get that, Senator.

PS: On a lighter note, I’m happy to say Andrew Klavan is back at last making satirical political videos. Longtime readers will recall my love for his “Klavan on the Culture” series. Now he’s returned, producing them for Truth Revolt. (He also still works with PJMedia and PJTV) In this video, he explains what we’ve all wondered: Just why do Democrats call us racist? Enjoy.

Welcome back, Andrew! smiley dance

(Crossposted at Sister Toldjah)


Unofficial Death Panels at the VA Show Where Obamacare Will Lead

May 23, 2014

The amazing thing to me is that, having known about this since taking office and having touted VA as a model for how Obamacare would work, why in Heaven’s name did the Obama administration not fix VA??

International Liberty

In hopes of warning people about the dangers of Obamacare, I’ve shared horror stories from the United Kingdom about patients languishing on waiting lists and being left to die.

Now, thanks to whistleblowers, we have horror stories from America. The government-run system operated by the Veterans Administration has maintained secret waiting lists that have led to lots of delayed care and numerous deaths.

The Wall Street Journalopines on the scandal.

The real story of the VA scandal is the failure of what liberals have long hailed as the model of government health care. Don’t take our word for it. As recently as November 2011, Paul Krugman praised the VA as a triumph of “socialized medicine,” as he put it… What the egalitarians ignore, however, is that a government system contains its own “perverse incentives,” such as rationing that leads to treatment delays and preventable deaths, which the bureaucracy…

View original post 854 more words


#Obamacare: more proof that liberals don’t “get” economics

April 22, 2014
x

Obamacare insurance commissioner

Sometimes I think one of the greatest acts of charity I could perform would be to buy progressives each a copy of Thomas Sowell’s “Basic Economics: A Common Sense Guide to the Economy,” because they clearly were not paying attention in high school or college:

The practice of offering relatively inexpensive health plans with bare-bones provider networks has created tension between making health care affordable and keeping it accessible. It’s set to come to a head this week in Olympia.

The growth of “narrow networks” in Washington comes as the Affordable Care Act limits the ability of insurance companies to control their costs. That’s made it harder to offer plans at a range of prices — something the companies want to do as they compete for comparison shoppers on the health exchanges.

Many companies figured out they could sell cheaper plans that offer consumers fewer choices of where to get care. That caught some consumers, and Washington’s insurance commissioner, by surprise.

Commissioner Mike Kreidler says companies need to justify those narrow networks.

Mr. Kreidler wants insurance companies to prove they need to narrow their networks; after all, under Obamacare, they’re not really allowed to run their own businesses anymore. So he’s proposing new rules, regulations, and reporting requirements that have even the people running Washington’s exchange screaming that this will increase costs to the consumer and hinder companies from providing effective service. Kreidler, however, like many other fans of bureaucracy, just doesn’t get it:

Kreidler says he doesn’t believe prices will increase. He sees himself as walking a fine line, but with his compass oriented decidedly toward the consumer.

“Oriented” like a missile aimed straight at their wallets, he means.

Moe Lane provides a succinct explanation of why, to put it kindly, Mr. Kreidler’s belief is… “ignorant:”

There are three major elements to healthcare plan decisions:

  • Cost: How much does it cost per month or year, just to have it?
  • Deductible: How much does the consumer have to kick in for any given procedure?
  • Network: Who is willing to take you on as a patient, if you use that plan?

With me so far?  Good.  What Obamacare does is turn all of this into a zero-sum game: it mandates an across-the-board, let’s-slap-something-together, we-don’t-care-about-your-stinking-special-circumstances product and doesn’t really care how insurers and consumers cope with the situation.  So the insurers are left with a quandary: if they want to keep the networks intact, thanks to the various mandated procedures and general bureaucratic detritus either the total cost will go up, individual plan deductibles will, or both. And the same is true for the other two categories: push one down and the other two rise. All the good intentions in the world will not alter this calculation.

To use another example, the three legs of Obamacare mentioned above are like a balloon: squeeze one portion, and another must expand. It’s a law of physics, just as the cost to do business and the consequent price of insurance policies are subject to immutable laws of economics.

But technocrats like Mike Kreidler think they can control complex economies with a flourish of their pen, without there being any consequences for others. Perhaps along with a good book on economics, he should learn a lesson in humility and study the parable of King Canute.

Meanwhile, Washington voters should think of Mr. Kreidler and his “compass” as their premiums go up. They elected him with 58% of the vote in 2012; 2016 would be a good time to undo that mistake.

(Crossposted at Sister Toldjah)


#Obamacare: you may have coverage, but just try to find a doctor

April 20, 2014
"Obamacare has arrived"

“Obamacare has arrived”

Now that were a few months into our glorious new healthcare regime, we’re seeing more and more examples of something many predicted after the law was passed in 2010: you may have coverage, but good luck finding a doctor who takes it:

While open enrollment for coverage under the Affordable Care Act is closed, many of the newly insured are finding they can’t find doctors, landing them into a state described as “medical homelessness.”

Rotacare, a free clinic for the uninsured in Mountain View, is dealing with the problem firsthand.

Mirella Nguyen works at the clinic said staffers dutifully helped uninsured clients sign up for Obamacare so they would no longer need the free clinic.

But months later, the clinic’s former patients are coming back to the clinic begging for help. “They’re coming back to us now and saying I can’t find a doctor, “said Nguyen.

Thinn Ong was thrilled to qualify for a subsidy on the health care exchange. She is paying $200 a month in premiums. But the single mother of two is asking, what for?

“Yeah, I sign it. I got it. But where’s my doctor? Who’s my doctor? I don’t know,” said a frustrated Ong.

Nguyen said the newly insured patients checked the physicians’ lists they were provided and were told they weren’t accepting new patients or they did not participate in the plan.

And Nguyen says – while the free clinic isn’t technically supposed to be treating former patents they signed up for insurance, they can’t in good faith turn them away.

Dr. Kevin Grumbach of UCSF called the phenomenon “medical homelessness,” where patients are caught adrift in a system woefully short of primary care doctors.

(…)

Meanwhile, the sick and insured can’t get appointments.

“What good is coverage if you can’t use it?” Nguyen said.

(Emphasis added)

“Medical homelessness.” That’s a wonderful term for the chaos caused by Obamacare in provider networks. Not only do you discover that you can’t see the doctor you used to see, the new doctors you try to see may not take your health plan because it either doesn’t reimburse enough, or the regulations are too burdensome. Let’s review a few examples:

  • Thousands of elderly people are losing their insurance in New York. Will they find another doctor who takes Obamacare?
  • Need cancer treatment? Good luck if that top-shelf hospital that used to be on your old plan isn’t on your new one.
  • Thinn Ong in the story above isn’t the first Californian to have doctors turn her away. Maybe she could compare notes with Andrea Redamonti.
  • And one woman has (to date) gone through 96 physicians without finding one who would accept O-care Medicare coverage.

And there are a lot more in the archives.

Obamacare is an anti-constitutional monstrosity that’s not only not helping the people it was meant to help —the previously uninsured— but it’s actively hurting others. There’s only one thing to do with it: repeal it and then burn the legislation and scatter the ashes to the four winds.

And then replace it with something that will work.

Via Rick Moran, who has lots more.

PS: And don’t forget to vote out the idiots who passed it.

(Crossposted at Sister Toldjah)


Glorious #Obamacare success story! Alabama widows kicked off their insurance plans!

April 17, 2014
"Obamacare has arrived"

“Obamacare has arrived”

The law of unintended consequences (1) strikes again. First widows; are orphans next?

(Transcript via The Weekly Standard)

“More than two dozen widows who were married to retired Madison county employees, lost their health insurance coverage earlier this year. And now one commissioner says it’s time to give it back to them. The change was sparked by the new federal health care law, but whether or not coverage can actually be restored really isn’t clear,” said the anchor.

Says the reporter, “Madison county commissioner Roger Jones says no one realized just how much the new federal health care law would change things, especially for the spouses of some of his former employees.”
 
“A lot of these people are on fixed incomes, low fixed incomes. Some of them are living on Social Security and very little else and health insurance is very important to them,” says the county commissioner.

Essentially, the county had self-insured and provided coverage to the widows of its former employees. It’s a nice benefit, something I gather isn’t all that common.

But things changed when our glorious new healthcare act became law and we started to find out what was in it: Madison county discovered that, thanks to all the new requirements, it would cost them an extra $25,000,000 to cover the widows. They didn’t have the money, so guess who lost their insurance?

Apologists might argue that the county or state could raise taxes and fees to cover the expenses, or, even if they couldn’t, the widows still have Medicare and Medicaid (Oh, joy.) available, thanks to the ACA. So it’s not really a problem, right? Just a few bugs to work out.

But that’s not the point. These people had an insurance plan that met their needs, and the county was honoring its promise to its employees. There was no good reason for government to come in like a bull in a china shop and wreck those arrangements. Now, thanks to Barack Obama and the Democratic Party (2), you literally have widows on fixed incomes left without health insurance. And who knows how many places in America this story or ones similar to it are playing out?

This thing is an anti-constitutional monstrosity and it has got to go.

RELATED: More from Hot Air on the difficulties of restoring coverage to these people.

Footnote:
(1) Also known as: “Things that inevitably happen when a bunch of arrogant fools think they can control by bureaucratic ukase a complex, varied economy composed of millions of individuals with highly varied needs.”
(2) Remember, kids, not a single Republican voted for this mess, and we’ve been warning it would be a train wreck from Day One.

(Crossposted at Sister Toldjah)


Ted Cruz explains #Obamacare’s success in one graphic

April 13, 2014
"Your MEA shop steward"

“Obamacare salesman on the job”

With the recent announcement of more than seven million sign-ups for Obamacare, the administration and its supporters have been running around shouting “Success! SUCCESS!!”, as if an enrollment figure means that the implementation of the law itself, with its myriad problems (for example) (1), will be just a matter of working “the bugs” out.

Nevertheless, seven million was the administration’s goal, and they met it. So, how does one explain this victory? How did they do it?

Senator Ted Cruz is ready with the answer:

obamacare broken window bastiat ted cruz

Apparently the good Senator is a student of Frederic Bastiat’s “Parable of the broken window.” Would that the rest of Congress were.

Footnote:
(1) For lots more, check out my Obamacare archives.

via Dan Mitchell

(Crossposted at Sister Toldjah)


#Obamacare success! New Medicaid enrollee turned down by 96 doctors

April 9, 2014
"Train wreck"

“Train wreck”

One of the oft-stated goals of the Affordable Care Act was insuring the uninsured. For those who couldn’t afford insurance even with the new subsidies, states could expand their Medicaid offerings with (temporary) help from the federal government (i.e., taxation and borrowing). Great, right? Even if you don’t make enough to afford private insurance, you still get medical care, right?

Not if the doctor refuses to take Medicare:

“I’m sorry, we are no longer accepting that kind of insurance. I apologize for the confusion; Dr. [insert name] is only willing to see existing patients at this time.”

As a proud new beneficiary of the Affordable Health Care Act, I’d like to report that I am doctorless. Ninety-six. Ninety-six is the number of soul crushing rejections that greeted me as I attempted to find one. It’s the number of physicians whose secretaries feigned empathy while rehearsing the “I’m so sorry” line before curtly hanging up. You see, when the rush of the formerly uninsured came knocking, doctors in my New Jersey town began closing their doors and promptly telling insurance companies that they had no room for new patients.

My shiny, never used Horizon health card is as effective as a dollar bill during the Great Depression. In fact, an expert tells CNN, “I think of (Obamacare) as giving everyone an ATM card in a town where there are no ATM machines.” According to a study 33% of doctors are NOT accepting Medicaid. Here in Jersey, one has a dismal 40 percent chance of finding a doctor who accepts Medicaid – the lowest in the country.

That insurance or Medicaid card does one a whole lot of good when no one will accept it, doesn’t it?

This is one aspect of a broader access problem that’s going to get more and more attention as we get deeper into the Obamacare morass. In addition to a growing doctor shortage (something that Obamacare may make worse), and shrinking provider networks, the limited number of doctors who accept Medicaid will only get smaller, because the system underpays for their services, and yet under Obamacare is greatly increasing the number of patients. Noble sentiments aside, a medical practice is a business, and a physician or hospital can only afford to see so many money-losing patients before it’s no longer worth staying in business.

Call it another of Obamacare’s broken promises: the government promises you medical care, but what if the care-provider refuses to play?

Of course, one would-be Democratic lawmaker in Virginia has a solution for that: serfdom.

Via Jim Geraghty, who notes it’s even harder to find specialists who take Obamacare.

RELATED: Bobby Jindal has a better idea.

(Crossposted at Sister Toldjah)


#Obamacare chronicles: middle-class children lose their health insurance

April 7, 2014
"Obamacare has arrived"

“Obamacare has arrived”

Wait. Wasn’t one of the justifications for passing the Affordable Care Act that we had to do it “for the children?” That so many children were among the uninsured that it would be heartless, cruel, and even racist to not pass Obamacare? (1)

Then how do they explain this?

While the federal government was trumpeting the benefits of Obamacare to boost enrollment earlier this year, about 1,800 families in New Jersey were receiving letters telling them their children would be losing their health coverage last week.

The Affordable Care Act — the federal law that mandates everyone have insurance — effectively killed FamilyCare Advantage, a low-cost option for kids in New Jersey created six years ago for parents who earned too much to qualify for Medicaid and other subsidized programs but too little to buy on a policy on their own. The state program was the first of its kind in the nation.

Horizon Blue Cross Blue Shield of New Jersey was the only insurance carrier that agreed to offer the FamilyCare Advantage plan, which covered most medical, dental and vision needs for the relative bargain of $144 a month per child.

What was it that killed FamilyCare Advantage? Oh, just the lack of services Obamacare declares must be included in every policy.

Such as maternity care. For children.

FamilyCare Advantage was New Jersey’s experiment to help lower middle-class families who made too much to qualify for state assistance, but not enough to buy adequate insurance on their own. Under (what used to be) our federalist system, states could try different approaches to common problems, see what worked and what didn’t, and then other states could, if they wanted, copy and adapt them to their own people’s needs. It’s that famous “laboratories of democracy” concept that leads to the discovery of best practices. Instead, these 1,800 families and their children get to experience the “benefits” of a top-down, one-size-fits-all, we-know-better-than-you nationalized health care system. One that kills the health insurance plan they liked and were promised they could keep.

Neat, eh?

But, don’t worry. These families can still go on the exchange and buy a policy there. Of course, it will likely be more expensive and carry a high deductible, but beggars can’t be choosy, right?

After all, it’s for the children.

Afterthought: There’s one other point that needs to be made. The article quotes one father frustrated with both Obamacare and the insurance company:

“Obamacare did snuff it out, but it also looks like Horizon was looking for a reason to end it. With all of the federal mandates (for employers to offer insurance) delayed, they didn’t need to do anything right now.

Emphasis added. This kind of resentment is inevitable when you have chief executive whose governing style seems to be borrowed from Argentina’s Juan Domingo Peron. Rather than treat people as free citizens, equal under the rule of law, you instead get individuals clamoring to get the same special favor as the other guy, turning free citizens into dependent clients and a president of a constitutional republic into El Patrón, doling out the favors to those who please him (or he needs to please) most. And that dependency, in the long run, is the progressives’ real goal.

via Jim Geraghty’s Morning Jolt

Footnote:
(1) And I exaggerate only a bit, here.

RELATED: The Affordable Care Act becomes unaffordable.

(Crossposted at Sister Toldjah)


The Obama Administration’s Engages in Contortions to Claim that Obamacare Is a Success

April 6, 2014

Where “contortions” means “spin like an out of control top.”

International Liberty

I’ve observed, reported, mocked, written, and explained that Obamacare is a cluster-you-know-what.

So I’m rather bemused and frustrated by the latest pro-Obamacare spin that the law is a “success” because there are now 7 million people who have picked a plan.

There are lots of reasons for normal people to have a what-the-expletive-deleted response to this declaration of victory. For instance:

The goal of Obamacare was to insure the uninsured, yet that number has barely budged, so why is the Administration allowed to move the goalposts to something far more modest?

Obamacare also was supposed to lower premiums by $2500 and allow everyone to keep their plans and their preferred providers, so what happened to those goals?

And why should we even believe the White House spin when we have no idea whether people who have picked a plan have actually paid for that plan?

Moreover…

View original post 218 more words


The thrill is gone: networks refuse prime time slot for Obama speech

April 4, 2014
Feeling rejected.

Feeling rejected.

Oh, how this must pain the soul of our Narcissist in Chief. Remember the halcyon days of Hope and Change in his first term, when it seemed like he was making a national address every week? Joint sessions of Congress, prime time press conferences, the networks just couldn’t get enough Obama.

Someone cue B.B. King, because the thrill is gone, baby:

White House officials sought valuable primetime air for a rare, impromptu Tuesday night address to tout the accomplishment of signing up more than 7 million people under the Affordable Care Act.

But network officials refused to make the kind of accommodation they did previously for the announcement that Osama Bin Laden had been killed, for instance, and Obama was left instead cutting into the much smaller audiences of Ellen and other daytime shows.

Three sources familiar with the request confirmed the White House asked for the primetime slot in their effort both to emphasize a bright moment following the challenging roll out and, more important, to try to reintroduce the country to a law that remains unpopular.

Oh, man. “No, you can’t interrupt NCIS. But, hey, we’ll let you cut into Ellen, champ.” How far our modern Icarus has fallen. Could it be even the major networks knew the 7 million sign ups “milestone” was just a bunch of smoke?

Regardless, it’s a sign both of the growing irrelevance of Obama as he moves further into lame-duck status and that the fight over this train-wreck of a law isn’t over, no matter how many they claim to have signed up. The major networks aren’t going to give up valuable commercial revenue just to satisfy Obama’s need to take a victory lap.

This calls for a song. Hit it, B.B.!

(Crossposted at Sister Toldjah)


#Obamacare to cost employers more than $5,000 per employee

April 2, 2014

 

"Obamacare has arrived"

“Obamacare has arrived”

The American Health Policy Institute did something unusual: rather than estimate the effects of Obamacare from the outside, they went to 100 large employers and asked the directly what their expected costs would be over the next ten years. The results were eye-opening — and disturbing:

Obamacare will cost large companies between $4,800 and $5,900 more per employee and add hundreds of millions to their overhead, according to a new survey.

(…)

Factoring in the health care law’s added mandates, fees, and regulatory burdens, employers anticipate cost hikes between $163 million and $200 million in 2016, a 4.3 percent increase. By 2023, employers will be paying 8.4 percent more than “what they would otherwise be spending” for their employees’ health care.

In the next 10 years, the total cost of Obamacare to all large American employers is estimated to be from $151 billion to $186 billion, according to the study.

“This study is a c-suite diagnosis of how [the Affordable Care Act] ACA is shaping large employer behavior,” Tevi Troy, president of the American Health Policy Institute, said. “We don’t know yet precisely how employers will react, but the study shows that employers will have to make real changes or incur heavy costs, which means that the ACA will have a significant impact on those in employer-sponsored health care.”

While noting that some will say the results will “lead to more economical use of health care dollars,” the study questions whether the increase in health costs could bring the “end of the employer-sponsored health care system.”

I don’t think there’s any “may” about it: the perverse incentives of Obamacare scream at employers to save money by dumping their insurance plans, pay the fines instead, and let the employees try their luck on the exchanges. (And luck is what they’ll need.)

This, of course, is what was intended all along, part of the Obamacare Trojan Horse that Harry Reid admitted we’re all supposed to ride to the land of single-payer, state-run healthcare. Blowing up the existing health care and insurance industries, which most people were satisfied with, was all part of the plan.

We shall have a chance to comment on said plan next November. I, for one, am looking forward to it. Aren’t you?

Read the rest at the Free Beacon.

(Crossposted at Sister Toldjah)


(Video) Why the elderly are fleeing the Democrats

April 1, 2014
"Revenge of the angry mob"

“Revenge of the angry mob”

Consider this to be a coda to yesterday’s post about the Gallup poll showing the electorally active senior vote shifting decisively away from the Democrats. It’s anecdotal evidence, but still illustrative:

Key line, per David Freddoso:

“Not only did my premium go up,” this 91-year-old New York gentleman notes, “but my coverage went down.”

And it’s not just the Democrats’ lock on the senior vote that’s been endangered by Obamacare’s trashing of the healthcare system: I don’t know how Mr. Centola’s son feels, but I’m willing to bet he’s not happy with the people who foisted this mess on the American people — and his father. Were it my parents or grandparents being jerked around like this, there would be steam coming out my ears and I’d be looking forward to the chance to vent it on election day. I suspect there are many more children and grandchildren who feel the same way.

Ticking off a large, politically active group is not a path toward happiness on election night.

Hectic day today, but I couldn’t let this one go by without notice.

(Crossposted at Sister Toldjah)


#Obamacare navigators helping people sign up at Mexican consulates

March 27, 2014
"Train wreck"

“Train wreck”

Nah, there’s no potential for fraud, here:

The Obama administration has been helping to facilitate a series of events nationwide at Mexican Consulate offices to enroll people in Obamacare – and a key activist says the efforts are “our responsibility” regardless of citizenship.

“Whether they’re Mexican nationals or whether they’re United States citizens or whether they’re in transition– and if they’re there it is our responsibility within all of America to educate on the Affordable Care Act,” Enroll America Field Organizer Jose Medrano told Breitbart News on Wednesday.

Health Care insurance navigator groups hosted an Obamacare enrollment fair on Tuesday in the Mexican Consulate’s Brownsville office, The Rio Grande Guardian reported last Friday, where Mexican nationals among others were counseled about enrolling in the ACA.

“The Mexican consulate is a very reliable source of information to the Latino community. And therefore when they host their events, yesterday being the health fair, there are several hundred people that show up,” Medrano said.

Under the Affordable Care Act (ACA), undocumented immigrants aren’t supposed to be receiving government-run health benefits or subsidized coverage. However, President Barack Obama told Latinos in early March that the Healthcare.gov website would not be used to find out about an individual’s immigration status.

“None of the information that is provided in order for you to obtain health insurance is in any way transferred to immigration services,” he said.

As the article points out, this isn’t the first time the administration has made use of Mexican consulates to push entitlement programs to Latino communities: in 2012, USDA ran Spanish-language commercials encouraging people to sign up for food stamps.

Back to Obamacare, the extensive use of Mexican consulates, which are a trusted source of information for Mexican communities in the US, and the promise to not forward an applicant’s information to ICE all but guarantees that the American taxpayer will wind up subsidizing health insurance for Mexican nationals who are in the US illegally.

And if some sort of amnesty goes through, guess which party expects (1) to reap the benefits of our state-mandated generosity?

Why, it’s almost as if that’s the plan.

via Fausta

Footnote:
(1) Then again, with all the screw ups and problems experienced with O-care to date, maybe the Democrats’ shouldn’t expect much gratitude.

(Crossposted at Sister Toldjah)


#Obamacare: people who think they have coverage get hit with massive bills

March 23, 2014
"Obamacare has arrived"

“Obamacare has arrived”

Correct me if I’m wrong, but wasn’t our new, glorious, designed by unicorns healthcare system supposed to prevent things like this? If you signed up for coverage and made your payments, you weren’t supposed to get crushed by the ensuing medical bills, right? All those horror stories from the dark days before Obamacare the Affordable Affordable Affordable Affordable Affordable Care Act (1) of people with unbearable financial burdens? Gone. Banished forever. Not gonna happen ever again in our new progressive paradise.

Just ask Alex Szablya of Washington:

Alex Szablya just wants the best health care she can get for her children. So she got a gold plan, the highest level possible with the Washington Health Benefit Exchange. She picked a plan with Lifewise, an affiliate of Premera Blue Cross.

In early March, her 16-year old daughter had a medical emergency. Alex drove her to the nearest hospital, which was Seattle Children’s. Alex says doctors there felt her daughter’s situation was so dire she needed to be admitted to the hospital immediately. She was there for nine days.

Then came news that her stay, which involved specialized mental health care for adolescents, was going to cost $36,000 and her insurance would only pay for half because Seattle Children’s was considered on out-of-network facility.

She thought by going for the highest premium PPO gold level coverage offered the state exchange, a majority of the bill would have been covered.

“I’m paying a premium for that and I’m willing to pay that premium, but I expect to get services that are not so limited by the insurance companies,” she said.

Premera told her to take her daughter to facilities either in Yakima or Bremerton, the one a three hour drive and the other two hours away via ferry, while Seattle Children’s was just 15 minutes away. Now, where would you go with your child in an emergency? Remember that she bought a gold plan. Among the many problems we’ve heard about regarding the exchanges is that is can be hard to tell if a particular doctor or hospital is included. Ms. Szablya might well have looked at the online offerings and just assumed that, of course, nearby Seattle Children’s would be included. When you have an emergency, especially one involving your child, you’re not going to stop, call your insurance agent, and ask if a particular doctor or hospital is part of the network. (via Katnandu)

An even worse bill awaited Larry Basich of Las Vegas, who thought he had done everything right, but, after undergoing triple bypass surgery, found himself on the hook for over $400,000:

The hospital bills are hitting Larry Basich’s mailbox.

That would be OK if Basich had health insurance. But he doesn’t.

Thing is, he should be covered. Basich, 62, bought a plan through the state’s Nevada Health Link insurance exchange in the fall. He’s been paying monthly premiums since November.

Yet the Las Vegan is stranded in a no-man’s-land where no carrier claims him, and his tab is mounting: Basich owes $407,000 for care received in January and February, when his policy was supposed to be in effect. Instead, he’s covered only for March and beyond.

Basich has begged for weeks for help from the exchange and its contractor, Xerox. But Basich’s insurance broker said Xerox seems more interested in lawyering up and covering its hide than in working out Basich’s problems. Nor is Basich the only client facing plan-selection errors through the exchange, she added.

Xerox, meanwhile, said it’s working every day to fix Basich’s problem, and its legal counsel is routine.

In the rollout of the Affordable Care Act and its insurance exchanges, you can find a success story for every failure (2). But Basich’s case is extreme.

Be sure to read the whole thing. Basich worked for weeks to make sure he had coverage, both using the crappy online exchange and telephone help. He’s dealt with Xerox and even gotten Governor Sandoval’s office involved. His case is so bad that Harry Reid won’t even call him a liar; his office is instead trying to help.

The problem in this case is the web site, itself. It looks like Xerox did almost as good a job with it as Oracle did with Oregon’s exchange. While payments have been deducted from Basich’s bank account, UnitedHealthCare has no record of his coverage beginning when he was told it would begin, the exchange says he signed up with a different company (even though he has proof otherwise), and that company has no record of him and doesn’t want to be stuck with the bill.

Before this ever gets worked out, the stress may drive Mr. Basich to another heart attack.

In both cases, the the articles miss the mark when attributing blame. By limiting its networks, Premera is doing what any company would when faced with government mandates that impose highers costs: find ways to control them. In Larry Basich’s situation, Xerox deserves all the blame that can be heaped on it, but they’re not the root.

The source of the problem isn’t corporate greed or incompetence: it’s Obamacare, itself. All these problems people are experiencing are due to the top-down mandates that are the essence of the Affordable Care Act. A bunch of legislators and bureaucrats trying to control by law something as complex as the health care system of the United States was bound to fail. And that ongoing, rolling disaster is causing real-life misery for Americans all over the nation.

It has to go.

Footnote:
(1) There apparently are five “affordables” in the bills name. Just ask Nancy Pelosi.
(2) Why do I think that last sentence was meant to deflect the ire of Harry Reid? “Sure there are success stories, too! Just trust us!”

(Crossposted at Sister Toldjah)


Michael Barone’s last line will leave a mark

March 21, 2014
"Train wreck"

“Train wreck”

Writing in The Washington Examiner on Hispanics and Obamacare, political analyst Michael Barone notes the precipitous decline in support among the group for the ACA (from 61% in favor to 47% since September, 2013). He then wonders if this experience will sour Hispanics on big government overall, thus threatening their majority allegiance to the Democratic Party. His closing is quiet, but brutal:

I think that Obamacare may be discrediting Big Government generally among Hispanic voters. They may have assumed that government in the United States was competent and functional. They have been finding out that Obamacare has been about as competent and functional as government in Mexico.

Ouch! That’s going to leave a mark. smiley black eye

(Crossposted at Sister Toldjah)


Got cancer? Got #Obamacare? Good luck…

March 19, 2014
"Obamacare has arrived"

“Obamacare has arrived”

Among the many “benefits” brought to us by the Affordable Care Act has been the narrowing of provider networks. To deal with increased costs brought on by Obamacare’s increased coverage mandates, insurance companies are offering fewer doctors and hospitals on their approved lists. For many people, this has meant losing access to the physicians they liked, contra President Obama’s oft-repeated promise lie.

If you’re a cancer patient, you have a particular problem. We’ve met Edie Sundby, a stage-4 cancer sufferer who’s losing her provider network, thanks to Obamacare, but what if you were able to keep your doctors, but needed specialized or experimental treatment?

Under Obamacare, good luck:

Some of America’s best cancer hospitals are off-limits to many of the people now signing up for coverage under the nation’s new health care program.

Doctors and administrators say they’re concerned. So are some state insurance regulators.

An Associated Press survey found examples coast to coast. Seattle Cancer Care Alliance is excluded by five out of eight insurers in Washington’s insurance exchange. MD Anderson Cancer Center says it’s in less than half of the plans in the Houston area. Memorial Sloan-Kettering is included by two of nine insurers in New York City and has out-of-network agreements with two more.

In all, only four of 19 nationally recognized comprehensive cancer centers that responded to AP’s survey said patients have access through all the insurance companies in their states’ exchanges.

Not too long ago insurance companies would have been vying to offer access to renowned cancer centers, said Dan Mendelson, CEO of the market research firm Avalere Health. Now the focus is on costs.

This is a marked deterioration of access to the premier cancer centers for people who are signing up for these plans,” Mendelson said.

Those patients may not be able get the most advanced treatment, including clinical trials of new medications.

Emphasis added.

The article mentions another problem, one that’s been noted since the Obamacare web sites went online: it’s hard to tell if the physician and hospital you want are included in the plan you’re looking at. Thus someone in Los Angeles  may sign up thinking they have access to a top-notch cancer facility, such as Cedars-Sinai, only to discover the truth after they develop cancer. Their only options then are to go elsewhere (if there is an “elsewhere”) or pay out of pocket, which may be financially devastating or downright impossible.

Later on, the writer quotes officials who feel these are not serious problems, that they can be worked out, but what about the people who need treatment now and used to be able to get it under the old system? Though the large insurance companies were nothing better than rent-seeking collaborators in Obamacare, I’m not blaming them for this; they’re just acting rationally in the face of increased costs, a problem created by government.

At the end, the writers report that the Obama administration has promised “closer scrutiny” of insurance companies, especially for cancer care, presumably to include the design of provider networks. Great. So the solution to a problem created by regulation will inevitably be more regulation, which will make the problem worse and a genuine solution more difficult, not easier. Here’s the process:

  1. Government creates a problem through bad regulation.
  2. Businesses respond logically to the problem, irking consumers.
  3. Consumers complain about the response.
  4. Government proposes more bad regulation to deal with the response, ignoring the core problem government itself created and creating new ones.

Rinse and repeat.

Meanwhile, the poor cancer sufferer keeps on suffering.

Thanks, Obamacare!

via Dana Loesch

RELATED: In the Elections Have Consequences category, Colorado Mountain College is cutting back on hours for part-time faculty to avoid the expensive new employer mandates under Obamacare. I wonder how many voted for Obama? Whoever you are, congratulations. You got what you voted for. (h/t Conservative Intelligence Briefing)

(Crossposted at Sister Toldjah)


“Save money??” Data shows premiums soar under #Obamacare

March 18, 2014
x

All is going according to plan.

We’ve seen plenty of anecdotal evidence about that before (for example), but eHealthinsurance.com has done what I think is the first systematic study of rate increases, now that we’ve experienced about six months of our glorious new health care regime.

And the results, to put it nicely, are fugly:

Americans buying health insurance outside the new Obamacare exchanges are being forced to swallow premiums up to 56 percent higher than before the health law took effect because insurers have jumped the cost to cover all the added features of the new Affordable Care Act.

According to a cost report from eHealthInsurance, a nationwide online private insurance exchange, families are paying an average of $663 a month and singles $274 a month, far more than before Obamacare kicked in. What’s more, to save money, most buyers are choosing the lowest level of coverage, the so-called “bronze” plans.

The firm provided the costs to Secrets through their new online price index, which gives the averages of what people are paying for insurance sold through their system. In California, for example, some families are paying a high of $2,604 a month and in New York, $1,845.

The shocking surge in prices show what Americans not in Obamacare or covered by their employer are paying as they seek lower premiums. Typically, they are not eligible for the subsidies Obamacare offers those with low incomes.

Before some apologist shouts “But they weren’t shopping on the exchange!”, it doesn’t matter. All health insurance has to meet the new lollipops- and-unicorns standards, whether it’s vended by Covered California, the federal exchange, or a private broker.

What this study reveals quite clearly, however, is the true cost of an Obamacare policy (and most are choosing the lowest, Bronze policy, per the article) without subsidies. This is the Left’s intended wealth transfer from the middle class to those lower on the economic scale laid bare before the world.

But, hey, don’t worry. I’m sure it’s only a “glitch.” After all, didn’t the president just promise, in his latest version of that ever-changing promise, that you might not be able to keep your doctor, but you’ll be able to save money?

Why, yes. Yes, he did.

If you’re one of those paying more, remember that lie in November.

(Crossposted at Sister Toldjah)